Crypto, banking & wallets

Binance offers cryptocurrency buying, selling and spot trading, with conversion and P2P services on supported regional products. Advanced features can include margin trading and trading bots, subject to eligibility. The exchange account holds funds in custody; it is different from a self-custody wallet. Compare the full cost of your payment route and trading method, and check which services the Binance entity in your country actually provides.

Varies by product, tier and payment route

🏛️ Multiple (VASP, AMF registered)

Kraken offers buying, selling, conversion and recurring crypto purchases, while Kraken Pro provides an order-book interface for advanced trading. Margin, derivatives and staking depend on location and eligibility. Its wallet and other apps are separate products, so identify which service you intend to use. Instant purchase fees, exchange trading fees and withdrawal network charges can differ.

Instant purchase and Pro trading fees differ

🏛️ USA (FinCEN), UK (FCA)

Bybit offers spot trading, where users buy and sell cryptocurrencies, alongside separate derivatives products. Its help centre distinguishes spot order types, account balances and derivative contract rules. Available products depend on the regional entity and customer eligibility. Compare the fee schedule for the market you intend to trade, and distinguish holding a coin from taking a leveraged position in a contract.

Spot and derivatives use separate fee schedules

🏛️ Dubai (VARA)

OKX provides a cryptocurrency exchange and a separate Web3 wallet product. The wallet gives access to supported networks, decentralised applications and on-chain services, while the exchange uses an account-based trading interface. The distinction matters: wallet recovery and transaction approval are different from managing an exchange balance. Available exchange products, payment routes and fees depend on your location and the service used.

Exchange fees and wallet network costs differ

🏛️ Dubai, Seychelles

Bitget offers spot and futures trading, copy trading, Earn and on-chain services. These products have different custody arrangements, fees and risks; copying another trader does not guarantee their results will continue. The exchange also offers account-based access to supported on-chain assets. Check the regional product catalogue and the fee schedule for your order type, rather than assuming one advertised rate covers every service.

Varies by market, order type and tier

🏛️ Lithuania, Seychelles

Revolut combines account and card features with crypto buying, selling and supported transfers in eligible markets. It also offers a separate advanced crypto trading product, Revolut X. Crypto availability, transfer support and charges vary by asset, plan, region and trading volume. Check the supported network and the fee shown before a transfer; access to a coin in the app does not automatically mean every external wallet route is supported.

Depends on plan, trading volume and product

🏛️ Lithuania (ECB), UK (FCA)

Trade Republic combines an investment account with a crypto wallet in supported markets. Its current wallet pages describe buying, selling and transfers to and from external wallets, as well as staking and card-related crypto features. Custody is managed through the service rather than a seed phrase held by the user. Available assets, networks and features vary by market, so check the local wallet terms before transferring.

Trading charges and network costs depend on activity

🏛️ Germany (BaFin)

N26 offers a mobile bank account with an in-app crypto service in eligible markets. The crypto interface supports buying, selling and swaps, with watchlists and recurring investment features. Its banking functions and crypto service have different terms. If your purpose is to fund an external wallet or betting account, verify transfer support for the asset first; being able to trade crypto in an app is not the same as being able to withdraw it on-chain.

Depends on asset and account plan

🏛️ Germany (BaFin)

Vivid Money offers business accounts and personal accounts, with card payments and investment features. Its current European site emphasises business banking tools and describes personal access to stocks, ETFs and cryptocurrencies. The available services depend on the account type and market. Check the current personal-account terms and crypto transfer capabilities rather than relying on an older neobank or cashback promotion.

Depends on account, product and market

🏛️ Germany (BaFin via Solaris)

Zengo is a crypto wallet, rather than a bank account. It uses multi-party computation (MPC) instead of asking the user to manage a conventional seed phrase, and supports managing supported cryptocurrencies through its app. Recovery and additional protection features depend on the product. Check asset and network compatibility before sending funds, and distinguish wallet transfers from third-party buying or selling services with their own fees.

Network charges and third-party service fees

🏛️ Israel